Storm Damage Roof Repair in Houston, TX

The most reliable way to know is a professional inspection since most storm damage is not visible from the ground. Common signs you can check yourself include granules collecting in gutters after a rain, dented vents or gutters, missing or lifted shingles visible from the yard, and water stains appearing on ceilings inside. Hail bruises the shingle mat in ways that require getting on the roof to see properly. If a significant storm passed through your area, we recommend scheduling an inspection even if nothing looks wrong from the street.

Call us first. When you contact your insurance company before getting your own inspection, you are relying entirely on their adjuster’s assessment of your damage. When Merit Roofing inspects first, we document every damaged area with photographs and a written report before the adjuster arrives. That documentation gives you a complete record of what your roof sustained and makes it significantly harder for legitimate damage to be missed or attributed to something other than the storm.

Most standard Texas homeowner policies cover hail, wind, and hurricane damage. Flooding typically requires a separate flood insurance policy. The documentation you submit matters as much as the coverage you have. Merit Roofing produces damage reports formatted to meet carrier requirements, and our on-site presence during the adjuster visit tends to result in better claim outcomes for homeowners.

Storm calls get moved to the front of our schedule. In most cases we can inspect Greater Houston properties within 24 to 48 hours of a major weather event. If you have active water intrusion and need emergency tarping to protect the interior of your home while you wait for a full inspection, tell us that when you call and we will address that first.

We inspect every component of your roofing system including shingles, ridge caps, flashing around chimneys and skylights, vents, valleys, gutters, and downspouts. We also inspect siding for impact damage since it is often covered under the same claim as the roof. We access the attic when possible to check for signs of water intrusion. Everything we find gets photographed and documented in a written report.

Texas homeowner policies generally allow one year from the date of the storm to file a claim. We strongly recommend not waiting. Claims filed long after a storm event are more likely to face skepticism from insurers about when and how the damage occurred. Acting within the first few weeks after a storm also helps you get in line before repair demand peaks, which matters for scheduling when contractors are in high demand.

Yes. Storm damage to gutters and siding is frequently covered under the same homeowner policy as the roof damage, from the same storm event. We inspect all three in a single visit and document everything in one report, which simplifies the claim and ensures nothing gets left out.

Yes. We inspect and repair storm damage for office buildings, retail centers, industrial properties, and multi-family buildings across Greater Houston. Commercial roof inspections require a different process than residential since flat and low-slope systems can sustain significant damage that is not visible from the ground. We work with commercial insurance carriers and understand the documentation requirements involved in commercial claims.

This happens more often than homeowners expect. When we believe legitimate damage was missed or undervalued in the initial adjustment, we handle supplement coordination on your behalf. We provide additional documentation supporting the full scope of damage and work with your carrier to get the approved estimate aligned with what your roof actually needs.